SKU: 12350346925

Kids Ain't Cheap: How to plan financially for parenthood and your family's future
by Ana Kresina

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Kids Ain't Cheap: How to plan financially for parenthood and your family's future <br><i><small> by Ana Kresina </i> </small>READ AN EXTRACT BUY THE EBOOK WINNER: 2024 Best Book, Money Awareness & Inclusion Awards (MAIAs) Reduce financial stress and successfully navigate the costs of raising a family There are so many delightful moments in parenthood. That toothy grin. The big wet kisses. Or even when they whisper I love you in your ear for the first time. Those moments are pure magic. But the counterpart to that is that kids are exhausting. The poo explosions, the

READ AN EXTRACT | BUY THE EBOOK

WINNER: 2024 Best Book, Money Awareness & Inclusion Awards (MAIAs) 

Reduce financial stress and successfully navigate the costs of raising a family

There are so many delightful moments in parenthood. That toothy grin. The big wet kisses. Or even when they whisper “I love you” in your ear for the first time. Those moments are pure magic.

But the counterpart to that is that kids are exhausting. The poo explosions, the sleepless night, the defiant toddler years. If you’re partnered, it can be a strain on your relationship.

It can also be financially overwhelming. Money is one of the leading causes of stress and divorce, and it’s even more crucial for single parents or carers to be aware of as the sole breadwinner.

Kids Ain’t Cheap is an easy-to-understand book that helps you prepare financially before you become a parent for the first (second or third) time. It shows you how to mitigate risk and reduce financial stress.

From pre-pregnancy financial planning to the expensive childcare years and beyond, author and financial educator Ana Kresina gives you the skills to run cost estimates, understand your loss of earning potential, get your finances in order, start investing for your family and set your children up for their own financial success.

More than anything, it gives you the freedom to focus on what is most important to you – your family.

PRAISE FOR KIDS AIN'T CHEAP

‘Kids Ain’t Cheap covers all the key areas you need to get right to make the smartest money and investing moves for your family (or future family).’ 
Ben Nash, financial adviser, founder of Pivot Wealth and author of Replace Your Salary by Investing

‘This book is a must-read for everyone who is a parent or planning to become a parent. Applying some of the strategies Ana mentions could save families thousands of dollars (and countless arguments later down the line)! I highly recommend reading this book!’
Queenie Tan, Founder of Invest With Queenie 

‘This beautifully written financial parenting book gives you a step-by-step guide to all things money and parenting. Her stories, interviews, knowledge and facts make Kids Ain’t Cheap the only finance parenting book you’ll ever need.’
Evan Lucas, author of Mind over Money and financial media personality

‘Ana’s detailed research and her own personal journey provide a roadmap for budgeting, financial planning and investing while navigating the uncertainty of parental leave and the often-overlooked costs of early childhood education and care (ouch).’
Molly Benjamin, founder of the Ladies Finance Club and author of Girls Just Wanna Have Funds

‘Kids Ain’t Cheap comes at a critical point in time for those considering having children in today’s world. It is a meaningful resource for those of us who feel overwhelmed at the prospect of affording children and empowers us with the tools we need to approach potential parenthood with a plan.’
Emma Edwards, financial behaviour expert and founder of The Broke Generation

‘Kids Ain’t Cheap is your roadmap to the most financially daunting – but rewarding – experience in your life. So few books prepare families for the uncertainty of life’s biggest challenge, but Kids Ain’t Cheap can help you navigate the complex and confusing world of financial parenting.’
Owen Raszkiewicz, founder of Rask and host of the Australian Finance Podcast

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SKU: 12350346925

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lesiamo
Boise, US
★★★★★ 5
Soft to the touch
Scent: Keratin, Size: 2 Fl Oz (Pack of 1)
This is one of the BEST heat protectant that I have ever use. It leaves my hair none greasy but incredibly soft to the touch. It was money well invested.
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Reviewed in the United States on May 31, 2026
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Julie
Port Orchard, US
★★★★★ 5
Great mask! I use less then the recommended and
Scent: Keratin
Okay, long review here from a busy working mom. Here it goes! I have color treated hair that comes half way down my back, not really thick or thin, and wavy not curly or straight. I bought the Keratin Shampoo and Conditioner as well as the mask after seeing several hair enthusiasts telling someone that the way to help get rid of their unruly frizzy hair with our Florida humidity was a Keratin treatment. I don’t wish to spend the money on a treatment so I decided to try this set after reading product reviews. I am not disappointed! The first use and I could feel the difference of the Shampoo compared to others. It lathered nicely and left my hair feeling clean but I could tell it was leaving nourishment behind not making my hair feeling rough. Next came the conditioner. Now, since I fully intended on doing the mask right after anyways, I didn’t do my normal ritual of putting the conditioner on and leaving it for a few minutes before a cold water rinse. I simply put it on and almost immediately rinsed it out with the same temperature water I was showering in. My hair felt so soft and smooth instantly, better then other conditioners I have used and left on for lengths of time to really try to condition my hair. Just these two products are amazing but… then came the mask. I towel dried my hair as recommended and then applied the mask to my hair. I didn’t follow the guidelines of how much they said I should put in because it honestly seemed like overkill once I applied some in. If I had to guess it was probably 3/4 of an ounce to maybe and ounce when the mask directions suggests 2-4oz. I left it on for the 10 minutes without applying any heat and then cold water rinsed it. I don’t blow dry my hair so I let it dry naturally and could tell my hair was less flighty and softer. The next morning I straightened my hair and OMG! It was so soft, smooth and beautiful. People actually noticed the difference in my hair but couldn’t figure out what it was even though I proudly told them. I went all day at work (retail) without brushing my hair once. It didn’t tangle like it usually does and looked great even after going in and out of the building. I was so excited to do the next treatment (I didn’t it tonight and the decided to post this) and see what the results are (won’t really know until tomorrow) but I already know they are undoubtedly going to be amazing. How I’m going forward with my treatments, shampoos and conditioner every shower. Mask 3 times week one, 2 times week two and then hopefully once a week after that depending on if I feels like that’s enough. I was so happy with these results I had to share in case it helps someone else! Sorry again for the long review but someone needed to here it.
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Reviewed in the United States on January 16, 2026
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carol
Charlottesville, US
★★★★★ 5
Excellent product
Scent: Keratin
I have had frizzy hair all my life and once I went gray it became very much like my wire terrier’s hair! I have had keratin hair treatments but they are expensive. I use this keratin mask once or twice a week after shampoo and it works exceptionally well. I love the smooth silky texture of my hair. Well worth the price and it saves me money.
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Reviewed in the United States on June 5, 2026
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Dave & Steph
Lake Worth, US
★★★★★ 4
Deep Conditioning Boost That Leaves Hair Softer
Scent: Keratin
I’ve been using the Keratin Hair Mask as a weekly treatment, and it has noticeably improved the overall feel and look of my hair. The mask has a rich, creamy texture that’s easy to apply and spreads smoothly through damp hair. After leaving it on for the recommended time and rinsing, my hair felt softer and looked more hydrated. It helped reduce tangles and left my strands feeling smoother compared with regular conditioner alone. On days when I skipped styling products, my hair still looked healthier and less frizzy than before using the mask. The scent is pleasant and not overpowering, and the mask rinses cleanly without any heavy residue. Over time, I noticed less dryness and a bit more shine, especially toward the ends where my hair tends to feel drier. Pros: Deep conditioning that improves softness Helps reduce tangles and frizz Pleasant, not overpowering scent Rinses clean without residue Cons: Not a dramatic repair for severely damaged hair Can feel heavy if left on too long Overall: This keratin hair mask is a solid choice if you’re looking for extra hydration and smoother texture between washes. It provides noticeable conditioning without weighing hair down and works well as part of a weekly hair care routine.
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Reviewed in the United States on January 29, 2026
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Maria S.
Massapequa, US
★★★★★ 5
It keeps my hair looking great curly or straight
Scent: Keratin
I love this hair mask or conditioner. Not sure what it’s called. I know that I tried it a few years years ago and it really worked great with my thick curly hair. And it looks great when I blow dry it in my hair looks amazing shiny. I really like the product. I usually buy it every month, but I had suffered for a few months nothing wrong with the product. I just like to try all types of products I put in my hair whenever is out there new or old I will try it like I said my hair curly not very curly but enough that I need strong, thick conditioner I don’t like the I usually say my hair is damaged and that way I get the thick shampoo and conditioners thank you.
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Reviewed in the United States on April 24, 2026

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